Simple & Secure Retirement Plan Empowering India’s Rural & Informal Workforce
Low-cost, transparent and portable Retirement plan that empowers the hands that build our nation, from farmers, workers, artisans, shopkeepers, drivers, weavers, agricultural labourers, cattle rearers, daily wage workers and other self-employed or daily-wage workers, with a simple, affordable way to build lifelong financial security. Enabling a dependable source of income, through working years and beyond helping stay prepared for health challenges and difficult times while securing family’s financial future.
Why NPS Sanchay Is Made for Every Livelihood
Features & Benefits
Why NPS Sanchay — A Simpler Path to Retirement Security
Trusted & Professionally Managed
Regulated by PFRDA and fund managed by SBI Pension Funds
Small Savings, Bigger Tomorrow
Grow your retirement corpus through regular contributions.
Secure Retirement Income
Convert your savings into a regular pension for financial security.
Income During Non-Earning Years
Build a steady source of income for your golden innings of life.
For Every Citizen
Available under the All-Citizen Model.
Your Family Keeps the Savings
After the demise of both you and your spouse, the accumulated pension wealth is paid to your nominee.
Eligibility Requirements
Simple, Easy Steps to Open Your Account
Withdrawal & Exit Options
Choose how and when you want to access your NPS Sanchay savings.
After 15 years or at age 60, whichever comes first
Exit before the normal exit period
Access your savings without closing your account
Your choice
Start Building Your Financial Security Today
Retirement security doesn’t have to wait for tomorrow. With NPS Sanchay, even small contributions today can help you build a more secure financial future for yourself and your family. Whether you’re a farmer, worker, small entrepreneur, or part of India’s informal workforce, you can take a simple step towards lifelong financial security.
